Life insurance can do more than pay a death benefit. With powerful riders you may be able to accelerate the death benefit due to a qualifying illness or injury and potentially provide a guaranteed source of retirement income if you live too long.

• Terminal Illness
• Chronic Illness – Unable to perform 2 out of 6 daily living activities:
  • Bathing
  • Continence
  • Dressing
  • Eating
  • Toileting
  • Transferring
• Critical Illness
  • Heart Attack
  • Cancer
  • Stroke
• Critical Injury