Living Benefits

Life insurance can do more than pay a death benefit. With powerful riders you may be able to accelerate the death benefit due to a qualifying illness or injury and potentially provide a guaranteed source of retirement income if you live too long.

  • Terminal Illness
  • Chronic Illness – Unable to perform 2 out of 6 daily living activities:
    • Bathing
    • Continence
    • Dressing
    • Eating
    • Toileting
    • Transferring
  • Critical Illness
    • Heart Attack
    • Cancer
    • Stroke
  • Critical Injury